FOUNDER & CEO

Meet Miguel Carvajal, CFP®

Miguel Carvajal is a Certified Financial Planner™ with over 20 years of experience guiding individuals and couples through one of life’s biggest transitions: retirement. Known for his warm, approachable style and sharp financial insight, Miguel takes the time to understand your life, your goals, and your values. He founded Golden Path Financial to provide retirees with the peace of mind that comes from knowing their money is working for them — not the other way around. When he's not working with clients, Miguel enjoys traveling, volunteering with local nonprofits, and taking early-morning walks with his dog Hank

Robert brings more than 20 years of financial planning experience to the team. A specialist in retirement income strategies, he’s known for helping clients turn complex financial questions into clear, confident decisions. Robert holds a master’s degree in finance and is passionate about helping retirees enjoy life without money worries. Outside the office, he’s an avid golfer and volunteers with Meals on Wheels

Sarah Bennett, CFP® – Financial Advisor

Sarah is a Certified Financial Planner™ who works closely with retirees and pre-retirees to build lasting financial confidence. Her calm, caring approach makes her a trusted guide during major life transitions. Sarah focuses on tax-smart investing and Social Security optimization. She enjoys running 5Ks and mentoring young women in finance.

Financial Advisor

Jim joined Golden Path Financial after a 30-year career in the banking industry. He specializes in helping clients protect their assets and prepare for long-term care needs. Jim’s straightforward, relatable style puts clients at ease, especially those who are new to financial planning. When not in the office, he’s hiking state parks with his wife and grandkids.

Accountant

Carmen Ortiz – Accountant & Tax Planner

Carmen brings over 25 years of accounting and tax planning experience to the team. She works hand-in-hand with clients to create tax-efficient retirement strategies that maximize income and minimize surprises. A meticulous planner and bilingual speaker, Carmen ensures every detail is handled with care. She loves salsa dancing, reading biographies, and visiting local coffee shops.

CUSTOMER SERVICE MANAGER

Lisa keeps everything running smoothly behind the scenes at Golden Path Financial. With over 15 years of experience in office administration, she ensures every client call, meeting, and document is handled with precision and care. Lisa is the friendly voice you’ll often hear first, and the steady hand that supports our entire team. In her free time, she enjoys gardening and hosting Sunday dinners with her family.